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Secure
SSL Certificates
Of course you値l need a company to host your
Website, but if you decide to process credit
card orders, you値l need a host that can provide
a secure server. In many cases the hosting
company will provide you with a secure server
for free, but in other cases you may have to pay
up to $10 per month on top of your normal
hosting charges for the secure service.
If you want to use your own domain name as a
secure server rather than your hosting company's
domain name and certificate, you値l need to
purchase your own certificate from either
Thawte
or
Verisign,
which will cost between $125 and $350 a year.
EquiFax
is another secure certificate issuer - they can
issue a certificate for your site for only $99.
So how does a secure certificate work? A secure
server is a Web server application that ensures
secure information transfer between a Web server
and a Web browser. The encryption is done with a
protocol called SSL (Secure Socket Layer). When
you connect to a secure server with your
browser, the server and the browser use Secure
Socket Layer to tell each other how to encrypt
the information - then they can securely
exchange the data. For example, encryption will
allow you to send credit card information to a
secure server without anyone being able to
identify what kind of information it is.
So, the first task that a secure server
completes is the encryption of your information.
However, it also does a whole lot more. The most
important task a secure server performs is to
identify itself to the browser, which it
achieves presenting a digital certificate to
those browsers who request a secure connection.
The certificate works for a secure server the
same way as a driver's license works for you,
except that it's much more difficult to fake.
All of the above happens absolutely
transparently for the person who's browsing the
site. Their browser just tells them that the
secure connection was established and then shows
the page. The most important thing from an
Internet merchant's perspective, is that this
gives your customer more confidence, and
convinces them that their order information will
be transferred to you safely and securely.
Shopping
Cart Software
Once you have a secure server up and running,
you値l need a shopping cart, which will display
the order forms, store orders, and calculate
costs. In addition to ensuring that your
shopping cart will work with your Real-Time
gateway (if you decide to process credit card
orders in Real-Time), you should look for
several other prime features:
-
ease of installation and
quick execution
-
customizability so that the
pages that are generated by the shopping cart
look just like your site
-
ability to calculate
shipping costs and sales tax
-
has all the features that
you'll need for the foreseeable future.
Otherwise you'll need to change platforms
before you know it!
-
PGP (Pretty Good Privacy)
support if you decide to carry out deferred
processing through your own software
Consider invesitagting these carts:
Some of the shopping carts listed above are
free, while others might cost up to several
hundred dollars. Just make sure you match your
needs and technical abilities with the software
you buy.
CGI Resources
is home to a number of Perl-written shopping
cart scripts that you can easily implement on
your site. Simply do a search on their main page
for "shopping carts" and you値l be presented
with a number of scripts.
Next week will see the publication of the
final section
in the series. Stay tuned! |